The golden rule of shopping is that you only buy what you need. Even so, it is often the case that what you require is an item that will burn a hole in your wallet. These costly products could be purchased on an EMI, which relieves you of the cost of paying the entire price at once. Depending on the repayment scheme you choose, they can be broken down into months or years.
The Bajaj EMI Card comes in handy in this situation. Shopping with this card has become easy, both online and offline, thanks to an extensive list of partner stores. Both transactions, large and small, become more convenient as EMI payments can be used to fund them.
What is the Bajaj EMI Card
The Bajaj Finserv EMI Network Card makes transactions simple by using No Cost EMI. It includes a pre-approved loan that can be used to make purchases. You can then turn these costs into easy, customised equated monthly instalments (EMIs) that you can pay back whenever it is convenient for you. When you use the Bajaj EMI Card, you can take advantage of a variety of exciting deals and discounts.
Why you should get the Bajaj EMI Card
1. No documentation EMI
Iit was common for an offline store to require detailed documentation before trusting a person with their product in exchange for a small upfront payment, until the era of EMI cards.
With Finserv MARKETS’ pre-verification feature, you can buy a variety of items, including big appliances and gadgets,without having to provide documentation. All you have to do now is to register for a card, which can be done online and offline.
2. Shopping big
The Bajaj Finserv EMI Network Card allows you to get a pre-approved loan of up to Rs 1.5 lakh, and you can use these funds across 84,200 partner stores in over 1,300 cities. You can go big on shopping — buy items for everyday use or even indulge yourself. You won’t have to depend on your bank savings indefinitely this way.
3. Secure shopping
There are over 1,000 active deals across the partner stores on furniture, LED TVs, and smartphones that you can get with these shopping cards. You may use EMIs as a payment method while shopping online. MakeMyTrip EMI Offers, Yatra, Amazon, Flipkart, Vivo, Samsung, and other stores and websites have partnered with Bajaj Finserv to provide you with a wide range of deals across items.
An EMI loan obtained via a credit card also ensures that your shopping is risk-free and that everything is kept in one place. When checking out, you can choose your tenure, and the payment terms will be set up accordingly.
4. Flexible charges
The joining scheme for EMI loans is flexible, and it costs just Rs 412.
5. Easy repayment
On Finserv MARKETS, the Bajaj EMI Card allows you to select a payment term that is convenient for you. It can last anywhere from three to twenty-four months. There is also the possibility of foreclosing the whole balance after six months of on-time payments, with no fees deducted.
Conclusion
A shopping card with an EMI choice will make shopping much more enjoyable. You don’t have to shy away from your dream purchases because you’re afraid they’ll burn a hole in your wallet and eat up a significant portion of your savings. It is very simple to obtain an EMI Card. You just need to have simple KYC documents. Aadhar card, a cancelled check, a PAN card, and a properly signed ECS mandate are among the documents. To know how to get bajaj finserv card online, visit Check Eligibility for Bajaj Finserv EMI Card Online.