Here Are The Top Online Banking Apps In India And Their Features

online banking apps

In recent years, the popularity of mobile banking apps has skyrocketed in India. Mobile banking apps like the IDFC FIRST Bank mobile banking app have revolutionised the way people manage their finances across the country. With the advent of smartphones and the increasing penetration of Internet services, mobile banking apps have become a convenient and secure way for individuals to access their bank accounts.

Here is a list of the top online banking apps in India and a description of their features: 

  • IDFC FIRST Bank’s mobile banking app offers a superior banking experience: The IDFC FIRST Bank mobile banking app has gained popularity for its extensive range of features and user-friendly interface.
  • Online transfer methods: The app provides convenient online transfer methods such as ‘Auto Pay’ and ‘One-Swipe Pay’, making it effortless for users to make payments and transfers with just a few clicks.
  • Track your expenses: The ‘Track Your Expense’ feature enables users to monitor their spending patterns and track their expenses in real-time. This feature helps users make informed financial decisions and stay within their budgets.
  • Single view for investments: Users can access a single screen to view all their investments, including mutual funds, fixed deposits, and more. This streamlined interface allows for better tracking and management of investment portfolios.
  • Monthly interest credits: Savings account holders can benefit from monthly interest credits. This feature ensures that customers earn interest on their balances without any hassle, enhancing the overall banking experience.
  • Zero-fee banking: IDFC FIRST Bank’s mobile banking app introduces the concept of “zero-fee banking.” With this feature, customers can enjoy 28 savings account-related services without any fees. Zero Fee Banking includes services like demand drafts, account statements, and chequebook requests. IDFC FIRST bank enables customers to save more and enjoy a cost-effective banking experience through this feature.
  • Use HDFC Bank’s mobile app to make secure online transfers: HDFC Bank’s mobile services offer personalised financial insights and recommendations to help users manage their finances better. 
  • The iMobile app can help you access banking services conveniently: ICICI Bank customers can purchase, view, and manage their FASTags using the iMobile app. They can also recharge their FASTags directly through the app.

  • SBI’s YONO app can help you check your bank statements instantly: Using the State Bank of India’s YONO app, customers can open instant Fixed Deposit (FD) accounts and track their previous financial transactions conveniently. The app also supports UPI (Unified Payments Interface) and NEFT (National Electronic Funds Transfer) methods.
  • Choose the Axis Bank app to make quick online fund transfers: Axis Bank’s mobile banking app displays a summary of all the transactions made using a savings account at any hour. Customers can also use the app to make utility bill payments to various merchants.

With the continued advancements in mobile technology and banking infrastructure, online banking apps are poised to reshape the Indian banking landscape, making financial management more accessible and convenient than ever before. You must check all the features of a bank’s savings account before signing up for its mobile banking services.